Your PFML Options. Can your employees go 40 days without receiving income? Did you know Massachusetts’ Paid Medical Family Leave (PFML) on average takes 40 days from filing date to payment? The Paid Family Medical Leave Act (PFML) is now law. It is a new […]
Did you know that at any given day there are approximately 660,000 drivers attempting to use their phones while behind the wheel of an automobile. And nearly 390,000 injuries occur each year from accidents caused by texting while driving. In fact, texting and driving is […]
Is Your Insurance Keeping Up with the Rising Costs? Real Estate prices have increased tremendously over the last few years, however, so have construction costs. Building supplies, labor and building code compliance have all contributed to the rising prices. What are you doing to make […]
Life insurance is one of the most misunderstood and underused financial products available today. We insure our homes, cars and businesses but often forget our own value to our loved ones and business partners. On a personal level, life insurance is essential because it can […]
Your Homeowners Insurance Coverage May Need to Change as Well You have seen headlines on how ‘hot’ the residential real estate market has become; home values have risen, costs of renovations skyrocketed, contractors are very busy – booked out for months. The rising cost of […]
As Originally published in the Cape Cod Times: http://www.capecodtimes.com/news/20171205/preparing-for-worst-on-cape-cod Cape Coastal Conference highlights region’s vulnerabilities and planning efforts for disasters. by Doug Fraser HYANNIS — David Vallee described a scenario all too familiar to attendees at the 5th annual Cape Coastal Conference: sea […]
By Sara Giguere Most companies purchase some form of insurance, such as business automobile, workers compensation, commercial package policy, and other types to protect their business. Sometimes it is a requirement, either by law or the bank. However, the commercial umbrella policy is often overlooked […]
5 swimming pool safety tips To cool down these hot days, jumping into a cold swimming pool is refreshing and fun! According to the American Red Cross over 200 young children drown in swimming pools each year. These tips ensure safe pool days for you, […]
Você está preparada para o seu grande dia? Relaxa…. Murray & MacDonald Insurance está aqui para te ajudar! Você está preparada para um dos dias mais importantes da sua vida? Você sonhou com esse dia des de que você era criança você quer ter certeza […]
Are you ready for one of the most important days of your life? You dreamed of this day since you were a little girl and you want to make sure everything runs smoothly! You hired a caterer, photographer, florist, party planner, DJ, found just the […]
Seu carro irá depreciar uma media de 10% assim que você sair com ele da concessionária mais adivinha o que não vai depreciar? Seu empréstimo! O que acontece se você bater o carro naquele mesmo dia ou durante o primeiro ano que você comprou o […]
Your car will depreciate an average of 10% as soon as you drive it off the lot, but guess what wont depreciate? Your loan! What happens if you crash it that day or even during that first year when it depreciates as much as 20%? […]
Você ama festa! E se alguem sair bêbado de uma de suas festas e causar um acidente, você sabia que você pode ser processado? Seu serguo alguel vai te cobrir? Alguns cobre e outros não então verifique com seu agente se você tem essa cobertura. […]
You love hosting parties! If someone leaves one of your parties drunk and causes an auto accident, do think you will be sued? Will your renters policy cover you? Some do and some don’t. So, be sure to check with your agent! What happens if […]
Os formados estão prontos para ir à faculdade!!! E os pais não ver a hora de ver eles irem. Qual presente melhor de formatura de que um seguro aluguel? Protega os pertences pessoais das pessoas que você ama e também dê para eles responsabilidade pessoal. […]
Grads are getting ready to go to College!!! And parents can’t wait to see them go. What better graduation gift than a renter’s policy? Protect your loved ones personal belongings and have peace of mind knowing they have liability protection! Please give me a call […]
Does your insurance protect your car seat? Don’t risk your precious cargo while driving your car. “I’m a mom, I have three kids, I drive a minivan. We have a lot of car seats! Come on guys, it’s time to go! Get in the […]
As Originally published in the Cape Cod Times: Why single-payer is a doomed proposal For the past seven years, the group health insurance rates our company offers to our employees have increased at double digits annually, and we’ve had to increase family deductibles from […]
As Originally published in the Cape Cod Times: The role of Insurance in small-business ownership Question: I know I need insurance, but what kind and how much do I need? Answer: Risk management is a key ingredient in organizing your enterprise. If you […]
Have you been in an accident before? Chances are, you’ve been in one or witnessed one. Accidents are scary and can cause serious injuries. How about with a small child in a car seat? It’s good to know what to expect, especially in terms […]
In my last article I discussed the escalating costs of nursing home and home health care. Now, I would like you to consider the question – Is traditional long-term care insurance dead? My answer is “No,” but there is a fairly new kid on […]
We already posted information about insurance coverage for your bike in the past. To fresh up your memories today and for the current biking season, we want to make sure you are aware of this: Take your bike and go on Cape Cod’s bike […]
As Originally published in the Cape & Plymouth Business Magazine: A-Smart-Approach-to-Insurance Over the past two decades, business has changed dramatically (consider email, mobile technology, and the sharing economy). But all too often, when it comes to insurance, businesses don’t keep up, and insurance policies don’t […]
April 1, 2008, was a revolutionary day for the Massachusetts car insurance industry. Previously, there was no competitive car insurance in the Bay State. What does this mean? Pricing was heavily regulated by the Massachusetts Division of Insurance; the cost of insurance was the same […]
One of the key questions of retirement planning Chances are if you have an answer to the “Lightbulb” question you are well on your way to navigating the many, many issues surrounding retirement and aging. There are millions of people in this country who are […]