Car accidents, whether minor or severe, can be a stressful time for all drivers. Often, drivers are unaware where to draw the line when it comes to exchanging personal information. Obviously, it is recommended you call the police regardless of the severity of the accident, but drivers can gather accident information from their perspective to share with their insurance company. To streamline the process of gathering information after an accident, the National Association of Insurance Commissioners developed the Apple and Android apps called WreckCheck. It tells users what information to gather and with whom to share it.
With your safety and car the first things on your mind, it’s easy to overshare information with the other drivers involved. In most instances, you should be okay, but there’s a chance giving away too much information could lead to a stolen identity. The most common information is given away, though not needed, is license number, address, and personal phone number.
Of the same group of drivers, 25% and 29% felt you should share your home address or personal phone number. There is little need to share either. The police department and your respective insurance agencies will be able to communicate easily, without the need to exchange phone calls or home visits. Exchanging this type of information can present both safety and identity issues. Providing a home address gives a stranger access to your home, putting your personal safety in jeopardy. It also gives identity thieves access to mail that could contain personal and financial information, making it easier to steal your identity.